## Introduction

The subject of this lesson is 'Life on the never-never'.

Buying something on the never-never is a British expression.
It means that you buy something with a loan, because you don't have the money to pay for it. 'Borrowing money'.
Obviously a loan has to be paid back with interest.
Thus you will pay more than if you had bought the item with your own savings.

This lesson contains 6 steps and an evaluation.
Work them through step by step.

Step | Activity |
|  | Introduction | Find out what you already know.
Step 1 |  | Words | Match the words with their definition.
Step 2 |  | Reading | Read an article about credit cards. Tick the topics. Fill in the correct paragraph title and answer questions with a classmate.
Step 3 |  | Grammar | Study Grammar Desk about Passive. Complete the rule. Do the exercises.
Step 4 |  | Words - Idioms | Check meaning of idioms. Fill in correct answer to the questions.
Step 5 |  | Song | Listen to a song about Money. Fill in the gaps in the lyrics.
Step 6 |  | Task | Email an Australian friend how to save money.
|  | Evaluation | Reflecting on what you have learned.

| Difficult words? Search these on Cambridge Dictionaries